My Funded Futures is a futures prop firm running four plans across account sizes from $25K to $150K, with profit targets that scale from $1,500 to $9,000 and payouts ranging from daily to every 14 days. Its strongest plan is Rapid EOD — daily payouts at a 90/10 profit split, no consistency rule once funded, EOD trailing drawdown, and no activation fee. Its weakest is the Pro plan, which costs more and pays less often than the plan beneath it.
By Adam Reyes · Updated 7 September 2026 · Every figure checked against the firm’s own plan pages.
Discount code CLUB gives 50% off the evaluation fee, four uses. See the current code and terms.
This review covers the evaluation rules, the drawdown model, payout terms, the path to a live account, and who the firm actually suits. If you already know the firm, skip to the plans compared side by side, the full payout rules by plan or what each plan costs. Still deciding whether to trust it? Read is My Funded Futures legit. Every figure was verified from the firm’s own plan pages on 5 September 2026.
What My Funded Futures is as a futures prop firm
MFFU runs the standard futures prop trading model. You buy an evaluation, hit a profit target inside the drawdown rules, and move to a funded stage where you keep 80% or 90% of what you trade.
The firm states it has served over 100,000 futures traders and runs a Discord community of more than 72,000 members. Evaluations are one-time purchases — the firm moved away from subscription billing, so there is no recurring charge while you trade.
Four plans are offered: Builder, Rapid, Rapid EOD and Pro — each with its own page on the firm’s site.
Account types, account size and evaluation rules
Not every plan offers every size, and the profit target scales with it rather than with the plan.
| Account size | Profit target | Max loss (EOD) | Available on |
|---|---|---|---|
| $25K | $1,500 | $1,000 | Builder, Rapid, Rapid EOD |
| $50K | $3,000 | $2,000 | all four plans |
| $100K | $6,000 | $3,000 | Rapid, Pro |
| $150K | $9,000 | $4,500 | Rapid, Pro |
Builder and Rapid EOD run the two smaller sizes only. Pro starts at the $50K account and covers three account sizes up to $150K.
Evaluation rules are consistent across plans: EOD trailing drawdown during the evaluation stage, with minimum trading days ranging from one day on Builder to four on Rapid EOD.
Contract limits scale with the account size too. The smallest account allows 2 minis or 20 micros; $50K allows 3–4 minis or 30–40 micros depending on plan. If you trade micros in size, check the limit against your normal position before buying.
You can see current My Funded Futures discount codes on our main page — every price below assumes the promotional rate.
Drawdown rules — EOD trailing versus intraday
This is the single most consequential rule difference between the plans, and the one traders most often miss.
EOD trailing drawdown measures max loss against the account balance at the close of each trading day. Intraday swings are ignored.
Intraday drawdown measures against the highest point reached during the session, including unrealised profit you never withdrew.
The practical difference: a trader up $1,400 at midday who closes the day at $400 has moved the trailing threshold by $400 under EOD. Under intraday, the $1,400 peak is the reference and $1,000 of drawdown headroom is consumed on profit that was never realised.
| Plan | Evaluation | Funded stage |
|---|---|---|
| Builder | EOD | EOD |
| Rapid | EOD | Intraday |
| Rapid EOD | EOD | EOD |
| Pro | EOD | EOD |
Rapid is the only plan measuring the funded stage that way — and it costs the same as Rapid EOD, which does not. That makes the choice between them a free one.
The max loss limit locks once the account is +$100 in profit, after which the drawdown floor stops trailing upward.
Daily loss limits
There is no daily loss limit on Rapid and Pro funded accounts, nor on the smaller Builder account. Only the total drawdown threshold applies, so a single poor session cannot end an otherwise healthy account.
The Builder $50K account carries a $1,000 soft pause rather than a hard daily loss limit. Hitting it ends that trading day but does not breach the account — the firm describes it as a coaching mechanism. You return the next session with the account intact.
Daily payout terms, withdrawal rules and profit split
| Plan | Payout frequency | Profit split | Minimum payout |
|---|---|---|---|
| Builder (small) | Every 48 hours | 80/20 | $250 |
| Builder $50K | Every 48 hours | 80/20 | $500 |
| Rapid | Daily | 90/10 | $500 |
| Rapid EOD | Daily | 90/10 | $500 |
| Pro | Every 14 days | 80/20 | $1,000 |
Both Rapid plans offer daily payouts at 90/10, which is competitive — much of this sector pays bi-weekly or monthly. The Pro plan pays every 14 days at 80/20, and its payout cap is the highest at up to $100K per payout.
A buffer must be cleared before a withdrawal can be requested — $1,100 on the smallest account, $2,100 on $50K, up to $4,600 on the largest Rapid sizes. Builder also requires two qualifying trading days per cycle and a minimum net profit since the last payout ($250 or $500 by size).
On payout speed, the firm publishes live samples updated every four hours. Observed approvals ran between 109 and 316 milliseconds on amounts from $735 to $1,908. Their own note says the vast majority are instant, with a subset routed for manual review taking up to 24 business hours.
The consistency rule, and when it applies
The homepage comparison suggests three plans have no consistency rule. The plan pages are more precise: the rules exist, they just apply at different stages.
| Plan | Evaluation stage | Funded stage |
|---|---|---|
| Builder | None | 50% at payout |
| Rapid | 50% | None |
| Rapid EOD | 30% | None |
| Pro | — | None |
This caps how much of your total profit can come from a single trading day. At 50%, your best day cannot exceed half the cycle’s profit.
For a trader whose edge is spread across many sessions this never binds. For one whose profit concentrates into occasional large trades, it does — and on Builder it binds at the payout stage, which is exactly when it hurts.
Activation fee — there isn’t one
Every plan shows $0. The firm makes a point of it, contrasting against competing one-step firms that add $99 to $149 to unlock the funded account after you have already passed.
This is worth weighting properly when comparing prop firms in the industry. A $63 evaluation with nothing to unlock is genuinely cheaper than a $50 evaluation with a $99 unlock, and the second is a common structure.
Sim funded to live account — the MFFU payout ladder
This is the part most reviews of MFFU miss, and it changes how the sim-funded stage should be read.
Builder includes a documented five-payout ladder to real capital. After five approved sim payouts — each between $500 and $2,000 — the account is promoted to a live funded brokerage account underwritten by Blue Row Capital, carrying daily payouts, an 80/20 split and no consistency rule.
Pro advertises its own defined live transition alongside the $100K payout cap.
So the sim-funded stage on Builder is a stage rather than a destination. That is a materially different proposition from firms where the simulated account is where the relationship ends, and it deserves more weight than it usually gets.
A 21-day cooldown applies if a live account is breached — no sim funded trading, no new evaluation purchases and no resets during that period.
Trading rules, scaling and what you can trade
Tier 1 news trading is allowed during the evaluation stage. On Rapid EOD it is not allowed once you reach the sim funded stage, so check the rule for your plan before trading a scheduled release.
Inactivity closes an account after 7 calendar days without a trade.
Account limits apply on Builder — one active Builder account per user, or two on the smaller size. The firm frames this as focus rather than stacking multiple evaluations.
Plan by plan: Builder, Rapid, Rapid EOD and the Pro plan
Builder — the cheapest entry at $63 with the code, one day minimum to pass, and the only plan with a defined path to live capital. The 50% payout-stage consistency rule and 80/20 split are the trade.
Rapid — daily payouts, 90/10, funded in two days. The intraday measure is the catch and it is a real one for anyone who lets trades run.
Rapid EOD — the same $105 as Rapid with EOD trailing drawdown instead, bought with two extra evaluation days. For most traders this is the correct choice and the firm marks it most popular.
Pro — highest payout cap at $100K and three account sizes up to $150K. But on published terms it costs more than Rapid EOD while paying every 14 days at 80/20. Ask their support what the scaling permits before choosing it.
Which traders this futures prop firm suits
Good fit: traders who want frequent payouts and dislike consistency rules binding on the funded stage; traders on a budget who can work inside Builder’s constraints; anyone who values a documented route to a live account over an indefinite sim arrangement.
Poor fit: traders expecting live market capital from day one; traders whose profit concentrates into rare large sessions who pick Builder without reading the payout-stage rule; anyone drawn to the Pro plan by its name without comparing terms against Rapid EOD.
My Funded Futures review verdict for 2026
The plan design is more considered than most futures prop trading firms manage, and the rules are published on the firm’s own comparison tables rather than buried in terms you see after paying. That transparency is not universal in this sector.
Rapid EOD stands out — daily payouts, the better profit split, no funded consistency rule and forgiving drawdown, at the same price as the plan with tighter rules. The $0 activation fee is a real saving. And the Builder ladder to a live funded account is the most interesting thing the firm offers, though it is the least advertised.
The main criticism stands: the Pro plan is dominated by a cheaper option on every visible term.
FAQ
Is My Funded Futures worth it?
Rapid EOD is competitive — daily payouts, 90/10 profit split, no funded consistency rule, end-of-day drawdown and no activation fee. Most of the value depends on choosing the right plan; the differences between them matter more than the price gaps suggest.
What is the profit target?
It scales with account size, not plan — $1,500 on a $25K account, $3,000 on $50K, $6,000 on $100K, $9,000 on $150K.
What is the difference between Rapid and Rapid EOD?
Identical price and target. Rapid funds you in two days but uses intraday trailing drawdown. Rapid EOD takes four days and uses end-of-day measurement. Most traders should take the extra two days.
Does My Funded Futures have a consistency rule?
It depends on the stage. Builder applies 50% at the payout stage. Rapid and Rapid EOD apply 50% and 30% during evaluation only, then none once funded.
Is there an activation fee?
No — every plan shows $0. Several competing firms charge $99 to $149 at that stage.
What is the minimum payout and withdrawal buffer?
$250 on Builder $25K, $500 on most accounts, $1,000 on the Pro plan. A buffer of $1,100 to $4,600 must be cleared first depending on account size.
Can I get a live funded account?
Yes, on Builder. Five approved sim payouts promotes the account to a live brokerage account at Blue Row Capital with daily payouts and no consistency rule. Pro also advertises a defined live transition.
Is the funded stage real money?
Payouts are real. The trading environment at the sim funded stage is simulated — standard for futures prop firms — but on Builder it is a stage on the way to a live funded account rather than the end point.