Payout frequency depends entirely on your plan: daily on Rapid and Rapid EOD, every 48 hours on Builder, and every 14 days on Pro. Profit splits are 90/10 on both Rapid plans and 80/20 on Builder and Pro. Minimum payouts run from $250 to $1,000, and most account types require a buffer to be cleared before a first payout request is approved.
By Adam Reyes · Updated 7 September 2026 · Every figure checked against the firm’s own plan pages.
Discount code CLUB gives 50% off the evaluation fee, four uses. See the current code and terms.
Payout rules vary more between plans than most traders expect, because My Funded Futures publishes a payout policy per plan rather than one blanket rule. If you have not chosen a plan yet, start with the full plan comparison; if you are still deciding whether to buy at all, read our verdict on whether the firm is legitimate or the full review. This page covers when a trader can withdraw, how much you keep, the buffer and winning-day requirements, and the trading rules that decide whether a payout request goes through. Every figure is verified from My Funded Futures’ own plan pages, checked 5 September 2026.
My Funded Futures payout rules by plan
| Plan | Payout frequency | Profit split | Minimum payout | Max per cycle |
|---|---|---|---|---|
| Builder $25K | Every 48 hours | 80/20 | $250 | $1,000 |
| Builder $50K | Every 48 hours | 80/20 | $500 | $2,000 |
| Rapid | Daily | 90/10 | $500 | — |
| Rapid EOD | Daily | 90/10 | $500 | — |
| Pro | Every 14 days | 80/20 | $1,000 | up to $100K |
Payout requirements differ by plan more than any other term the firm publishes, so choose a plan on how you actually trade rather than on headline price.
Before comparing account types on payout terms, check today’s discount — the plan you pick costs half the list price while the CLUB code is live.
What the profit split returns to a funded trader
The split divides profit between the trader and My Funded Futures. At 90/10 you keep 90%; at 80/20 you keep 80%.
Builder and Pro both pay 80/20; the Rapid pair pays 90/10. On $1,000 of profit that is $900 against $800. On $5,000 it is $4,500 against $4,000. The gap compounds with volume, which is why the split matters more than the evaluation price for any trader planning to trade a funded account for real length of time.
Both Rapid plans pay 90/10 at the same price as each other. Pro pays 80/20 and costs more — the clearest argument against it on published terms.
Payout frequency by plan and account type
Daily on Rapid and Rapid EOD. One payout request every 24 hours. Daily availability is genuinely uncommon in futures trading, where most futures prop firms settle bi-weekly or monthly — a point Neer Varshney sets out in the firm’s own comparison of daily-payout firms.
Every 48 hours on Builder, which also requires two qualifying trading days per payout cycle.
Every 14 days on Pro. Two weeks between requests, with profit sitting in the account meanwhile.
That last point is what traders underestimate. Profit you have earned but not withdrawn is not safe. It stays in the account, still exposed to every trade you take and still counted against your drawdown limit. Payout frequency is a risk control as much as a convenience: funded futures trading only pays when a request actually clears.
Retired plans: Flex, Core and the five winning days rule
If you research My Funded Futures payout rules you will find pages describing a Flex plan paying every 5 winning days of $150, or a Core plan at $77 with the same mechanic. Neither is on sale.
The firm’s own pages for both carry a legacy banner: “This article is about a legacy plan no longer on offer.” The current lineup is four plans: Builder, Rapid, Rapid EOD and Pro.
The quickest way to check any plan yourself: myfundedfutures.com/plans/<name> returns a page for a plan that is sold — Builder, Rapid, Rapid EOD, Pro — and a 404 for one that is not. Flex, Core, Expert, Scale, Starter and Milestone all 404.
This matters for payout rules specifically, because the retired plans worked differently. Flex paid on winning days rather than on a clock, and dropped its maximum loss limit to $100 after a first payout. No current plan does either. If you have read that My Funded Futures requires five winning days before a payout, that was true of Flex and Core, and it is not true of anything you can buy today.
A review still describing those payout conditions has not been updated — and a page that has not tracked a plan being withdrawn is unlikely to have tracked the rule changes either.
The buffer requirement before your first payout
On most plans an account must clear a buffer before a first payout request is approved:
| Account size | Buffer to clear |
|---|---|
| $25K | $1,100 |
| $50K | $2,100 (or $1,600 with the Builder add-on) |
| Larger Rapid sizes | up to $4,600 |
The buffer varies by plan and account size, and it sits above the starting threshold — so clearing it is not the same as hitting your profit target for futures trading purposes. It is the cushion My Funded Futures holds before releasing money.
Builder additionally requires a minimum net profit since the last payout — $250 on $25K, $500 on $50K — plus two qualifying trading days per cycle.
The consistency rule and which evaluation stage it applies to
A consistency rule caps how much of your total profit may come from a single trading day. Most plans carry one, but the rules differ by stage: consistency on evaluation accounts is a different constraint from consistency at the payout stage.
| Plan | Evaluation stage | Funded phase |
|---|---|---|
| Builder | None | 50% at payout |
| Rapid | 50% | None |
| Rapid EOD | 30% | None |
| Pro | — | None |
Builder is the one to watch, because its rule applies exactly where it costs you. Make $3,000 with $2,000 of it from one session and that day is 67% of the total — above the 50% threshold, so a payout request on that basis does not qualify. You keep trading until the distribution evens out.
For a trader who accumulates steadily across many trades this never binds. For one whose profit concentrates into a handful of strong days it binds constantly — and that is a trading style question, not a skill question.
Drawdown rules, trailing drawdown and the drawdown limit
Two measurement modes are used, and the difference is larger than it looks.
EOD trailing drawdown measures max loss against your balance at the close. Intraday movement is ignored. The firm publishes its own explainer on the distinction, written by Luke Jacobi, which is worth reading before you pick a plan.
RealTime — My Funded Futures’ own term for intraday measurement — follows your highest point during the session, including unrealised profit on an open trade.
A trader up $1,400 at midday who closes at $400 moves the threshold by $400 under EOD. Under RealTime the $1,400 peak becomes the reference, and $1,000 of headroom is consumed on profit that was never realised and never withdrawn.
| Plan | Evaluation | Funded |
|---|---|---|
| Builder | EOD trailing | EOD trailing |
| Rapid | EOD | RealTime |
| Rapid EOD | EOD | EOD trailing |
| Pro | EOD | EOD trailing |
The max loss limit locks at +$100 in profit, after which the trailing floor stops rising.
Daily loss limits and how a trading day ends
There is no daily loss limit on Rapid, Rapid EOD, Pro, or the Builder $25K account. Only the total drawdown threshold applies, so one poor session cannot end an otherwise healthy funded account.
The Builder $50K account carries a $1,000 soft pause. Hitting it ends the trading day without breaching the account — My Funded Futures describes it as a coaching mechanism rather than a kill switch. You return the next session with the account intact.
Payout eligibility: getting a payout request approved
Four payout conditions have to hold:
- Within the drawdown limit. Breach it and the account ends before any payout question arises
- Buffer cleared — $1,100 to $4,600 by account size
- Consistency rule satisfied, where one applies at your stage
- Frequency window elapsed — 24 hours, 48 hours or 14 days by plan
Meet all four and My Funded Futures’ published payout samples show approvals running between 109 and 316 milliseconds, on amounts from $735 to $1,908. Their own note says the vast majority are instant, with a subset routed for manual review taking up to 24 business hours.
Common mistakes that cost traders a payout
Trading through the buffer without checking it. The profit target and the buffer are different numbers. Hitting the first does not clear the second.
Concentrating profit into one session on Builder. A single outsized trade can push a day above 50% of total profit and disqualify the request until later trades even it out.
Assuming a retired plan’s rules still apply. Flex and Core paid on winning days and are gone; do not plan around payout conditions you read on an out-of-date review.
Letting profit accumulate on Pro. Fourteen days is a long time to carry unwithdrawn profit against a live drawdown limit.
Missing the 7-day inactivity window. No trades for seven calendar days closes a My Funded Futures account regardless of how profitable the trader has been.
Most of these are avoidable. Stay within the rules that apply to your stage and the payout side of the account largely takes care of itself.
Other trading rules that affect payouts
Inactivity — you must trade every 7 calendar days or the account closes.
Position limits — a $50K Rapid account allows 5 contracts with micro scaling at 10:1. Smaller accounts are tighter, and scaling rules apply per account type.
Tier 1 news trading is allowed on My Funded Futures during evaluation, but not on the Rapid EOD sim funded stage.
No activation fee and no recurring fee on any plan, so nothing is deducted between passing the evaluation and your first payout.
Scaling from evaluation to a live funded account
Builder’s payout rules do something the other plans do not: they lead somewhere.
Each approved sim payout is a rung on a five-step ladder. Payouts run $500 to $2,000 per cycle, and after the fifth approved payout the account is promoted to a live funded account underwritten by Blue Row Capital — real capital, daily payouts and an 80/20 split. Promotion also removes the consistency rule entirely.
A 21-day cooldown applies if a live account is breached: no sim funded trading, no new evaluation purchases and no resets in that window.
FAQ
How often can I withdraw from My Funded Futures?
Daily on Rapid and Rapid EOD, every 48 hours on Builder, every 14 days on Pro.
What is the profit split?
90/10 on Rapid and Rapid EOD. 80/20 on Builder and Pro, in the trader’s favour.
What is the minimum payout?
$250 on Builder $25K, $500 on most accounts, $1,000 on Pro.
Does My Funded Futures require five winning days?
Not on any current plan. Five winning days of $150 was a Flex and Core requirement, and both plans are retired. Builder, Rapid, Rapid EOD and Pro all pay on a time window instead.
What is the buffer requirement?
$1,100 on a $25K account, $2,100 on $50K, up to $4,600 on larger sizes.
Does My Funded Futures have a consistency rule?
Builder applies 50% at the payout stage. Rapid and Rapid EOD apply 50% and 30% during evaluation only, then none once funded.
How fast are payouts processed?
Published samples show approvals in 109 to 316 milliseconds. A subset routed for manual review can take up to 24 business hours.
Is there a daily loss limit?
Not on Rapid, Rapid EOD, Pro, or Builder $25K. The Builder $50K account has a $1,000 soft pause that ends the trading day without breaching the account.
What is the maximum payout?
My Funded Futures caps each Builder cycle at $1,000 or $2,000 by size, with five sim payouts before the live transition. Pro carries a maximum payout cap of $100K per request.