My Funded Futures is a real, operating futures prop firm with published rules, a US base, a named CEO and a 4.9 Trustpilot rating from more than 18,000 reviews. It is not a scam. But it is a sim-funded prop firm, and understanding what that means is essential before you buy — because it is the detail most likely to cause a mismatch between expectation and reality.
By Adam Reyes · Updated 7 September 2026 · Every figure checked against the firm’s own plan pages.
Discount code CLUB gives 50% off the evaluation fee, four uses. See the current code and terms.
This in-depth My Funded Futures review covers what the firm actually is, who runs it, which trading platforms it supports, what sim funded means, and how to judge it fairly against the sector. For the commercial detail see our full review, every plan compared and what it costs. Verified from the firm’s own pages on 6 September 2026.
The short answer: is My Funded Futures a legitimate prop firm?
Yes. My Funded Futures is a prop firm that operates openly, and it has done since launch. Its trading rules — profit targets, drawdown modes, splits, consistency requirements — are published on its own comparison table rather than hidden in terms you only see after paying. That transparency is genuinely not universal in this sector, and it is the first thing to check in any futures prop firm.
Payouts are documented with live samples showing approval times, and the firm charges no activation fee and no monthly fee on any plan. Nothing is deducted between passing the evaluation and your first payout.
Who runs My Funded Futures
My Funded Futures is a US-based futures proprietary trading firm, founded in late 2023 by CEO Matthew Leech. It is not an anonymous operation — which matters, because opaque ownership is one of the clearest warning signs in prop trading. As a funded futures prop firm it is younger than some competitors, but its ownership and rules are more transparent than most.
A named founder, a fixed jurisdiction and a public rule set are three of the four things worth checking before choosing My Funded Futures as your prop firm, or any of the other prop trading firms in this sector. The fourth is payout evidence, covered below.
Trading platforms: Tradovate, NinjaTrader, TradingView and Quantower
You do not trade on a proprietary in-house terminal. My Funded Futures connects to established third-party platforms:
- Tradovate
- NinjaTrader
- TradingView
- Quantower
Fintevo and DeepChart appear among its listed partners as well.
This matters more than it sounds for a legitimacy question. A firm routing trades through Tradovate and NinjaTrader is operating on infrastructure that traders can independently verify, rather than a closed system where the firm controls everything you see. If you already trade futures, you can very likely keep your existing setup.
How My Funded Futures works: the 1-step evaluation
My Funded Futures provides a 1-step evaluation. There is no second phase: you buy an evaluation, hit a profit target while staying inside a drawdown limit, and pass straight into a sim funded account — a simulated account whose profits are paid in real money.
The evaluation rules are the same across the evaluation and funded stages in one important respect: drawdown never stops mattering.
| Stage | What you trade | What you get |
|---|---|---|
| Evaluation | Simulated | Access to the funded stage |
| Sim funded | Simulated | Real payouts on simulated profit |
| Live funded | Real capital | Real payouts, real fills |
The evaluation phase is the same across every account size: a $50K account needs $3,000 in profit, a $150K account needs $9,000. Account size determines the target, not the plan you choose. The Pro plan offers three account sizes, from $50K to $150K.
Position scaling applies once funded — a $50K Rapid account allows 5 futures contracts, with micro scaling at 10:1. News trades are permitted during the evaluation stage, though not on the Rapid EOD sim funded stage.
Your trades in the sim funded stage do not reach the futures market. The firm pays you from its own funds based on your simulated performance. That is the fact most new traders miss, and it is why the question “is this legit” gets asked so often.
Is sim funding legitimate in futures prop trading?
Yes — and it is the industry standard rather than a quirk of this firm. Nearly every one of the major prop trading firms operates this way, for a straightforward reason: a firm cannot hand real capital to an unproven trader on day one, and simulated evaluation is how it filters.
The money you are paid is real. The trades that generate it are not. Both things are true at once, and a firm that says so plainly is behaving better than one that lets you assume otherwise.
What would make it illegitimate is refusing to pay, hiding the rules, or manufacturing breaches. Published rules and documented payout samples are evidence against all three.
The part that changes the assessment: the path to a live funded account
Most sim funded firms stop there. My Funded Futures does not.
The Builder plan carries a documented five-rung ladder. Each approved sim payout is one rung, and after the fifth approved payout the account is promoted to a live funded account underwritten by Blue Row Capital — real capital, real fills, daily payouts and an 80/20 split with no consistency rule.
That converts the sim funded stage from an endpoint into a filter. The My Funded Futures Pro plan also advertises a defined live transition, alongside a maximum payout of $100K.
A firm with a published route to live capital is making a materially different offer from one that only ever pays on simulated results.
What Trustpilot and customer support show
Trustpilot rates the firm 4.9 out of 5 from over 18,000 reviews — checked September 2026, and both figures move, so treat them as a snapshot rather than a fixed number.
Volume matters as much as the score here. A 4.9 from 200 reviews tells you very little; a 4.9 from 18,000 is difficult to manufacture and reflects a large trader base actually getting paid. The firm also runs a 72,000-member Discord, where payout complaints would be visible and public if they were widespread.
Customer support and community access are weak evidence on their own. Combined with published rules, a named CEO and third-party platforms, they form a consistent picture.
Why older reviews mention Starter, Expert and Milestone plans
If you research this firm you will find reviews describing a Starter, Expert and Milestone lineup. Those plans are not what the firm currently sells.
The current plans are Builder, Rapid, Rapid EOD, Flex and Pro. Reviews still listing an Expert plan — or quoting $77 monthly pricing, or a 100% split on first profits — are describing an older structure and have not been updated.
This is worth knowing for its own sake: a review that has not tracked a plan rebrand is unlikely to have tracked the rule changes either. Check the firm’s own plan pages before trusting any figure you read elsewhere, including this one.
My Funded Futures official links
We are not the firm. If you want to reach My Funded Futures directly, or check what other traders say about it, these are its own channels:
- Website — myfundedfutures.com
- X — @MyFundedFutures
- Discord — the firm’s community server, around 72,000 members
- Instagram — @myfundedfutures
- YouTube — My Funded Futures Prop Firm
- Trustpilot — independent reviews, rated 4.9 from over 18,000
Support questions, account problems and payout queries all go to the firm, not to us. The Discord is usually the fastest route.
How to judge a futures prop firm
Six checks, in order of how much they tell you:
- Are the trading rules published before purchase? Here, yes
- Is there payout evidence? Live samples with approval times, updated through the day
- Are the drawdown mechanics stated plainly? EOD trailing on most plans, RealTime on Rapid
- Is there an activation fee? No — the firm benchmarks itself against competitors charging $99 to $149
- Who runs it and where? Matthew Leech, US-based, founded late 2023
- What do traders say at volume? 4.9 on Trustpilot across 18,000+ reviews
A firm failing three or more of these is worth avoiding regardless of how good the profit split looks. Applied to prop firm challenges generally, it filters out most of the bad actors quickly.
Where expectations go wrong: drawdown, consistency and the funded stage
Most complaints about prop firms are not fraud. They are rules the trader did not read.
Trailing drawdown. Most plans use EOD trailing drawdown. The My Funded Futures Rapid plan is the exception: its funded stage uses RealTime measurement, which follows your highest point during the session including unrealised profit. A trader up $1,400 at midday who closes at $400 consumes $1,000 of headroom on profit never realised. That is published, but it surprises people.
The consistency rule in the funded stage. Builder applies its 50% rule in the funded stage, at the point of payout. Concentrate your profit into one strong trading day and the payout request does not qualify until later trades even it out.
The Flex maximum loss limit. After a first payout, Flex drops to a $100 maximum loss. One losing trade ends the account. It is published; it is also the single most consequential rule the firm has.
Daily loss limits. None on most plans. Builder $50K carries a $1,000 soft pause that ends the trading day without breaching the account.
None of these make the firm illegitimate. All of them will end an account if you trade without knowing them.
My Funded Futures pros and cons
Pros
- Zero activation fees and no monthly fee on any plan
- Rules published before purchase, not after
- Daily payouts on Rapid and Rapid EOD, at a 90/10 split
- Documented path to a live funded account on Builder
- Established platforms — Tradovate, NinjaTrader, TradingView, Quantower
- Named US-based leadership and a 4.9 Trustpilot rating at high volume
Cons
- Sim funded until the live ladder is completed
- RealTime trailing drawdown on the Rapid plan is unforgiving
- Flex becomes very tight after a first payout
- Consistency rule on Builder applies exactly when it costs you
- Pro plan pays every 14 days at a worse split than cheaper plans
A fair assessment: is My Funded Futures worth it?
My Funded Futures is a legitimate futures prop firm with a well-documented product and an unusually clean fee structure. No activation fee, no monthly fee, published trading rules, real platforms, real payouts.
It is worth it if you understand that you are buying an evaluation with a route to funding, not a funded account. It is not worth it if you expect your trades to reach the futures market from day one — that only happens at the end of the live ladder, and only on the plans that offer one.
The honest summary: the firm is straight with you about what it sells. Whether what it sells suits your trading is a separate question, and the answer depends far more on which plan you choose than on whether the firm is real.
One thing it does not do: My Funded Futures does not offer instant funding. Every plan begins with an evaluation, so if you want a funded account without passing one first, this is not the firm for it.
Getting started with My Funded Futures means picking a plan on the trading rules rather than the headline price — the differences between them are larger than the price gaps. Full details are on the My Funded Futures website, and it is worth reading the plan page for whichever one you choose.
Before you buy, check the current discount — it changes what the evaluation costs.
FAQ
How does trading with My Funded Futures actually work?
You pass a 1-step evaluation, trade a sim funded account, and on Builder progress to live capital after five approved payouts. A My Funded Futures evaluation costs from $63 with the current code.
Is My Funded Futures a scam?
No. It is a US-based futures prop firm founded in late 2023, with published rules, named leadership, documented payouts and a 4.9 Trustpilot rating from over 18,000 reviews.
Who is the CEO of My Funded Futures?
Matthew Leech, who founded the firm in late 2023.
What trading platforms does My Funded Futures support?
Tradovate, NinjaTrader, TradingView and Quantower, with Fintevo and DeepChart among its listed partners.
Is the money real?
Yes. Payouts are real money. The trades that generate them are simulated until you reach a live funded account.
Does My Funded Futures actually pay?
The firm publishes live payout samples with approval times, most completing near-instantly, and a subset routed for manual review taking up to 24 business hours.
Is sim funded the same as a demo account?
No. A demo pays nothing. A sim funded account pays real money on simulated performance, and on Builder it leads to real capital after five approved payouts.
Is there an activation fee?
No. No activation fee and no monthly fee on any plan — the firm benchmarks this against competitors charging $99 to $149.
Does My Funded Futures still offer the Expert plan?
No. Starter, Expert and Milestone are an older lineup. The current plans are Builder, Rapid, Rapid EOD, Flex and Pro.