Rapid EOD is the strongest plan for most traders: daily payouts, a 90/10 profit split, no consistency rule once funded, and EOD trailing drawdown — at the same price as the plan with tighter drawdown. The only cost is two extra days in evaluation.
By Adam Reyes · Updated 7 September 2026 · Every figure checked against the firm’s own plan pages.
Discount code CLUB gives 50% off the evaluation fee, four uses. See the current code and terms.
My Funded Futures — MFFU — currently sells four plan types, and they differ far more at the funded stage than during evaluation. This complete My Funded Futures plan comparison covers all four on the trading rules that actually differ, and on the ones that do not. Every figure is verified from the firm’s own plan pages — Builder, Rapid, Rapid EOD and Pro — checked 6 September 2026.
As a futures prop firm its evaluation fee structure is unusually clean — no activation fee, no monthly fee — so the choice between plans comes down to how you trade rather than what you pay. See what each plan costs by account size, how payouts differ between them, and our full review of the firm if you have not decided on it yet. Among prop firms in the industry that alone narrows the field.
My Funded Futures plans compared: the full table
| Builder | Rapid | Rapid EOD | Pro | |
|---|---|---|---|---|
| From (CLUB) | $63 | $105 | $105 | $133 |
| Account sizes | $25K, $50K | $25K–$150K | $25K, $50K | $50K–$150K |
| Days to pass | 1 | 2 | 4 | 2 |
| Eval drawdown | EOD | EOD | EOD | EOD |
| Funded drawdown | EOD | RealTime | EOD | EOD |
| Payouts | 48 hrs | Daily | Daily | Every 14 days |
| Profit split | 80/20 | 90/10 | 90/10 | 80/20 |
| Min payout | $250–$500 | $500 | $500 | $1,000 |
| Consistency | 50% at payout | 50% eval | 30% eval | None |
| Daily loss limit | $1K soft pause ($50K) | None | None | None |
| Buffer before first payout | $1,100–$2,100 | up to $4,600 | $1,100–$2,100 | — |
| Activation fee | $0 | $0 | $0 | $0 |
| Path to live | 5-payout ladder | — | — | Defined transition |
Prices reflect the CLUB code — see current promotional pricing for whether it is still active, and confirm it at checkout on myfundedfutures.com.
Those are the full prop firm details for every plan on sale. What the table cannot show is which one suits the way you trade, and that is what the rest of this page is for.
What is identical across the evaluation and funded stages
Profit target and funded account drawdown scale with account size, not plan. A $25K account needs $1,500 with $1,000 max loss; a $150K account needs $9,000 with $4,500. Choosing a more expensive plan does not buy an easier evaluation.
Evaluation drawdown is end of day trailing on every plan. My Funded Futures drawdown rules only diverge once you are funded.
No activation fee and no monthly fee on any plan or size.
Inactivity closes an account after 7 calendar days without a trade. That applies to evaluation accounts and sim funded accounts alike.
Tier 1 news trading is allowed during the evaluation stage on every plan, though not on the Rapid EOD sim funded stage.
So what you are choosing between is the sim funded stage: how you get paid, how much you keep, and how drawdown is measured once it matters. Every plan takes you through the same evaluation to get funded.
Difference one: how drawdown is measured when funded
The My Funded Futures Rapid plan is the only one using RealTime intraday measurement. Every other plan measures at the end of day.
RealTime is an intraday measure: it follows your highest point during the session, including unrealised profit on an open position. EOD trailing drawdown measures at the close instead, so intraday swings are ignored. Luke Jacobi’s breakdown on the firm’s own blog covers the mechanics in more detail.
A trader up $1,400 at midday who closes at $400 moves the threshold by $400 under EOD, and consumes $1,000 of headroom under intraday measurement — on profit that was never realised. Over a full trading day that difference compounds.
Since Rapid and Rapid EOD cost exactly the same, this is a free choice. Two extra evaluation days buy the more forgiving measure permanently.
Difference two: the consistency rule and its stage
Every plan except Pro carries a consistency rule; what differs is the stage at which it applies.
| Plan | Evaluation | Funded |
|---|---|---|
| Builder | None | 50% at payout |
| Rapid | 50% | None |
| Rapid EOD | 30% | None |
| Pro | — | None |
The My Funded Futures Builder plan applies its rule at the payout stage, which is precisely when it costs you. Make $3,000 with $2,000 from one session and that day is 67% of the total — above the threshold, so the payout request does not qualify until later trades even it out.
A trader whose profit concentrates into occasional strong sessions should avoid Builder for exactly this reason, and will never notice the rule on Rapid EOD. It is the single rule most likely to cost you a funded account you have already earned.
Difference three: payout frequency and profit split
| Frequency | Split | Minimum | |
|---|---|---|---|
| Rapid, Rapid EOD | Daily | 90/10 | $500 |
| Builder | 48 hours | 80/20 | $250–$500 |
| Pro | Every 14 days | 80/20 | $1,000 |
On $1,000 of profit, 90/10 returns $900 against $800. Frequency matters for the same reason: unwithdrawn profit stays exposed to your own trading and your drawdown threshold.
Pro is the outlier. Fourteen days is a long time to carry total profit you have earned against a live drawdown limit, and Builder requires a minimum of 2 trading days per cycle before a payout request qualifies.
This payout structure is what separates the plans in practice. Most futures traders will feel it more than the price difference.
Difference four: where each plan leads
Builder is the only plan with a fixed ladder to live capital — five approved sim payouts of $500 to $2,000 each per cycle, then promotion to a live funded account at Blue Row Capital with daily payouts, an 80/20 split and no consistency rule.
There is no separate scaling plan to buy: position scaling is built in, with a $50K Rapid account allowing 5 contracts at 10:1 micro scaling.
Pro advertises a defined live transition alongside the highest maximum payout at $100K.
Rapid and Rapid EOD do not publish a ladder. They are built around payout speed rather than progression — you trade, you withdraw, and the account stays what it is.
What this prop firm offers that most do not is a published route rather than an implied one.
Retired plans: Flex, Core, Expert, Scale, Starter and Milestone
Research this firm and you will find plan comparisons that do not match the table above. Reviews describe a Flex plan paying every 5 winning days, a Core plan at $77, or a Starter / Expert / Milestone lineup.
None of those are on sale. The firm’s own pages for the retired plans carry a legacy banner reading “This article is about a legacy plan no longer on offer.”
You can verify any plan in seconds: myfundedfutures.com/plans/<name> returns a page for a plan that is sold — Builder, Rapid, Rapid EOD, Pro — and a 404 for one that is not.
| Plan | /plans/ status |
|---|---|
| Builder, Rapid, Rapid EOD, Pro | 200 — current |
| Flex, Core, Expert, Scale, Starter, Milestone | 404 — retired |
So a page offering a $50K Flex comparison, or listing prop firm challenges that no longer exist, is describing something you cannot buy.
This is worth more than a footnote. The retired plans had genuinely different rules — Flex paid on winning days and dropped its maximum loss limit to $100 after a first payout; Core cost $77. No current plan does any of that. A comparison that still lists them is not slightly out of date, it is comparing products you cannot buy.
A review that has not tracked a plan being withdrawn is unlikely to have tracked the rule changes either — check the firm’s own plan pages before trusting any figure you read elsewhere, this page included.
Choosing a My Funded Futures plan
Builder — $63. Best value for money and the cheapest entry, one day to pass, and the only documented path to live capital. Suits steady traders who accumulate across sessions. The 50% payout-stage consistency rule is the constraint to understand before buying.
Rapid — $105. The funded futures Rapid option: daily payouts and 90/10, funded two days sooner than Rapid EOD, at the cost of RealTime drawdown. Suits traders who close flat and want speed. It is also the only plan offering all four account sizes.
Rapid EOD — $105. The default recommendation. Everything Rapid offers plus forgiving drawdown, same price, costing only two extra evaluation days. The firm’s own write-up of the plan, by Luke Jacobi, makes the same case. Most traders should simply trade this one.
Pro — $133. Highest maximum payout and largest account sizes, but bi-weekly payouts at 80/20. On published terms this plan is dominated by Rapid EOD for anyone who wants to trade actively. Ask their support what it permits at scale before choosing it.
Quick answers
- Cheapest → Builder at $63
- Fastest to funded → Rapid or Pro, both two days
- Best overall terms → Rapid EOD
- Best profit split → Rapid or Rapid EOD, both 90/10
- Most frequent payouts → Rapid or Rapid EOD, both daily
- Lowest minimum payout → Builder $25K at $250
- Largest account sizes → Rapid or Pro, up to $150K
- Highest payout cap → Pro, up to $100K
- Path to real capital → Builder
For most futures traders the answer is Rapid EOD, and it is the best value of the current plans once you weigh terms rather than price. It is the only plan combining daily payouts, the better split, no funded consistency rule and forgiving drawdown — and it is neither the cheapest nor the most expensive option on the list.
FAQ
How do I start trading with My Funded Futures?
Pick a plan on its trading rules, buy the evaluation, hit the profit target inside the drawdown limit, and get funded. A My Funded Futures evaluation starts at $63 with the current code.
Which My Funded Futures plan is best?
Rapid EOD for most traders — daily payouts, 90/10, no funded consistency rule, EOD trailing drawdown, at $105 with the code.
How many plans does My Funded Futures offer?
Four: Builder, Rapid, Rapid EOD and Pro. Flex, Core, Expert, Scale, Starter and Milestone are retired.
What is the cheapest plan?
Builder at $63. It carries a 50% payout-stage consistency rule and an 80/20 split.
Rapid or Rapid EOD?
Same price, same target. Rapid funds you two days sooner but measures funded drawdown in RealTime. Rapid EOD takes four days and measures at the close. Most traders should take the extra two days.
Does My Funded Futures still offer the Flex plan?
No. Flex is retired, along with Core, Expert, Scale, Starter and Milestone. Its five-winning-days payout rule does not apply to any plan on sale today.
Is the Pro plan worth the extra?
On published terms it costs more than Rapid EOD while paying every 14 days at a worse split. Its advantages are the $100K maximum payout and the larger account sizes.
Is news trading allowed?
Tier 1 news trading is allowed during evaluation on every plan. It is not permitted on the Rapid EOD sim funded stage.
Do all plans have the same profit target?
The target depends on account size, not plan — $1,500 on $25K up to $9,000 on $150K.
Which plan leads to a live account?
Builder, via five approved sim payouts. Pro advertises a defined transition as well. No other prop firm plan in the current lineup offers one.